Location
J & J Building,
854 Tilden Oaks Trail
Winter Garden, FL 34787
When looking to build, expand, renovate, or upgrade your Home the First Step is to get Pre-Qualified by a professional. They can help determine your Price Range and determine the best loan type that will offer the most attractive terms and interest rate for your new home loan.
A construction perm loan is a long-term permanent loan that modifies a construction loan used to finance a building project. However the closing occurs prior to the beginning of construction. To understand why a construction perm loan is advantageous, you have to compare it to a construction-only loan. Construction loans are temporary. They drawn upon during the construction process. There is no principal paid on a construction loan during the draw stage, as it is used entirely to construct a project. A construction loan must be refinanced at completion of the project. With a construction perm loan, nothing else has to be done at the end of construction except to "modify" the construction loan into a permanent loan by signing the modification package. This is because the loan was closed prior to the beginning of construction perm lenders.
Please contact one of our preferred construction to perm lenders
Regions Bank
Roger Holt NMLS#459895
111 North Orange Ave Orlando, FL 32801
Cell: 321-663-5706 Fax: 407-412-9083
Email: roger.holt@regions.com
US Bank (CP and vacant lot loans)
Candace Cary Leary NMLS#1764142
2627 W Eau Gallie Blvd Suite 101 Melbourne, FL 32935
Direct 321-775-6301 Cell: 321-537-3642 Fax# 833-522-9835
Email : candace.leary@usbank.com
Truist
Richard Henry NMLS# 208444
4240 W. Lake Mary Blvd, Lake Mary, Florida 32746
Mobile: 407-780-8003
Email: Richard.Henry@truist.com
Fifth Third Bank (CP and Vacant lot loans) )
Amy Dumond NMLS#1522207
3004 Daniels Rd Winter Garden, FL 34787
Cell: 317-450-1703 Fax# 844-828-7629
Email : Amy.Dumond@53.com
Fairwinds (CP and Vacant lot loans)
Robert Cleland NMLS# 603215
3087 N. Alafaya Trail, Orlando, FL 32826
Cell: 407-492-2697
Email : rcleland@fairwinds.org
Citizens Bank
Steve Gatermann NMLS# 455111
8600 Governors Hill Dr., Suite 300 Cincinnati, OH 45249
Phone: 513-766-0696 E-Fax: 855-822-5187
Email : steven.gatermann@citizensbank.com